Being totally ignored is maddening lol.  

I'll post here after I get it all figured out to let you all know how it shook out!

If your statement is true, I would guess that the severity of that collapse shook the faith in homeownership, keeping rental demand high even as property values plummeted.

The seller agreed and we where both happy and 30 days later shook hands at the closing table!

I obviously learned a lot from this, but this experience shook me and the last thing on my mind was doing another deal.A couple months ago, I was referred to Biggerpockets by a longtime friend who encouraged me to listen to one of the podcasts. 

the part of it that was maddening was that the unit was empty for a few months during a rehab/re-rent and they kept charging me full estimated usage as if it was still occupied. 

Sorry for the delayed response, I wanted to see how things shook out.

That could be considered an Emergency Fund although when my first house hack costs came out of my checking acct it definitely shook me, so idk how risk averse i rlly am.

@Mayson Madden you need to break down your mortgage payment.

Maddening stuff.