Depending on the lender (bank or alt. lender) you have to look at origination fees....points, doc prep, interest rate, frequency draws are allowed/min. draw amount allowed per request, interest payments vs. interest reserve & whether interest reserve is capitalized to fully understand the true cash requirements.

He says he has an attorney on staff but this is not true.

But, if the deal is a true ABL play, I may not even look at a credit report at all.

It helps being willing to talk to sellers/get on the phone and talk to folks in the real estate space in general but the most important thing in my opinion is being an honest and true person.

Under federal law (ADA and FHA), true service animals and emotional support animals are exempt from pet fees, deposits, or rent, but the tenant must provide proper documentation if requested.

True, but (a) they were typically experienced investors, and (b) today's market includes record prices and high mortgage rates, which is a double whammy. 

One thing I wish I knew starting out was the true overhead of running a RE business it can be pricey if you don't run your numbers right.

Joel, you are a TRUE professional.  

Not sure if this holds true in your market.

None of that is true.