My bar tender has a masters degree, I know a waitress that has 2 undergard degrees, people at subway have degrees, what job do you think you can land that will pay off student debt and give you qualifying income to buy real estate?

Yes, the amount of compensation may vary but at least you are assured that what is offered in the MLS will be tendered.

They would often have fresh killed meat(s) hanging in dry curing cabinets they made & it was very tender.

It is a historic area that previously had many textile mills there and lots of duplexes were built for housing the textile workers. 

You need to hire and pay for an attorney even if you are a target of a frivolous lawsuit if you are not going to tender it to your insurance company and you don't want a default taken against you or your entity, the same as if you were the target in a legitimate lawsuit. 

I don't doubt at all that you really do "...Help Homeowners", but being this direct feels just like "used car salesman" - - I'm sure you're not but more importantly, you don't want to be seen that way at all.Your question is important, but wholesaling and flipping is a tender spot in RE and the wrong name can get you into all kinds of trouble. 

If you are making HUD offers from out of the area there are a few extra steps that need to be taken to submit offers and tender a closing.

It has taken some of us years to gain that much experience that I have learned for your tender years.

No, actually just tender it to the insurance company - they will probably make short work of what is clearly a D-grade shakedown. 

And since the buyer is charged with delivery of the earnest money (in the TREC form), I just usually allow them to tender a personal check to the escrow agent.