Detached: A separate structure like a tiny house, guest house, or mother in-law suite in the backyard.2.

Maybe some easy refreshing of the mortar but I would also plan on digging down for better waterproofing.Now, no way I would build a tiny little place on that lot.

Only if things go very, very badly, and you are in the tiny fraction of loans that default do you... go back to where you are right now, having "purchased" (foreclosed) on a property for 65% to 70% of what you believe it's worth (otherwise, you wouldn't lend 65% to 70% LTV). 

Spending most of the “live”webinar telling stories to try connect to people’s emotions and sale them an overpriced product that works for a tiny percentage of people.

If it is the same, there may be a tiny, marginal benefit* that is not worth the extra confusion.  

SupplyLas Vegas is unique because it is a tiny island of privately owned land in an ocean of federal land.

Nothing tiny (no legos!).

Conversely, the number of small-multi family properties being built is a tiny tiny fraction of the number built from the 1950s-1980s in cities like Phoenix and Mesa.

If so, then they are not considered real property and you are dealing with the land value only.If they are stick built tiny homes on foundations, then that is something else.

As for tiny homes, they aren't considered real property and don't add value to the property.