Maximize your W2 earnings, get a 2nd job, swallow your pride and live at home (if that's an option), don't spend a dime on anything if it is not food, housing, or transportation, and pile up money. 

Sounds like I have a tough pill to swallow but I'm glad I found this forum for this exact reason.

& later our children.....and still learning new ways to work through things together; how to build up our marriage with love and honor and respect for my husband; also still learning how important it is to remember that we're on the same ship, together — often in deep, scary seas, and remember that he's my husband, not my child or brother and how, too often, I feel that I know what's best, and too often I try to force my opinion, or my wants, but also how in the end, I'm not always right and my way is not always best (or even all that often even all that good, when I really step back & open my heart & swallow my pride -- even when it felt so strongly that way before the arguments that I caused.  

Quote from @Erica Swallow: Originally posted by @Michael Quarles:@Steve Crounse IMHO it is very different...

ROE is good to calculate over time but in high appreciation markets like SD will sometimes be tough to swallow. 

You have to sometimes swallow your ego, and give up a bit more in the beginning to be able to scale. 

Last thing I wanna do is battle the city but can’t swallow paying this much money either lol.  

That can be very hard when you’re not making a high income. if your not able to save a lot at your job you might be better off learning about real estate, learning how to be a landlord, and focusing on a new career that can get you the income to buy real estate. it’s a tough pill to swallow but I got into the trades and now have the skills to fix my property and starting to get the income needed to keep going. 

Yes the 8-10% rate on the heloc is hard to swallow, but it's your best option if you don't have the funds for down payment on the new home.

I thought I swallowed my tongue.I regret I did not ask Frank specifically if he thought this was a good deal for the woman.