For the second, by "trying" I don't mean that we're struggling to do that but I see why it comes off that way.

I'd love to hear your feedback on success or struggles and anything I should expect.

Just struggling to find any good leads with not much access to mls and other paid services.

Small business owners are struggling more than I thought. 

I'm struggling a little bit on deciding the best agreement to make sure I can get some cash flow, payback the HELOC, and not drive the new mortgage up too much with the Refi out of the HELOC.

ConsiderationsCrime Rates: Some parts of Albuquerque have historically struggled with higher crime rates.

If the applicant comes from the pool of people that I or my tenants know, I use real estate as a way to give back as many of my tenants will not qualify credit wise or may even have a criminal background or would struggle for another reason if I were to just stick to the "background/credit check" criteria. 

It has been good to be brought down to reality and realize that there will be many struggles during the process.

BTW, I could have mentioned earlier, when we refi'd in 2022 the appraiser came in at 1,300,000 and verbally told me that he struggled as he believed the property was likely worth more based on the location, views, income.

A lot of folks that buy at a distance are struggling right now.