Additionally, Fannie Mae and Freddie Mac will sometimes temporarily suspend the income cap on their HomeReady and HomePossible programs, which allow purchases with 3% down.

.- Tell them they'll have to provide you with a copy of their renter's insurance naming you as additional named insured, with a minimum of (I use $300,000) liability insurance, also before they move into the unit.It's not perfect, but it's a start toward a tenant transparency.

In addition, I would give the tenant information about the local place that handles rental assistance programs.

Additionally, she stated she doesn’t want to pay either.

My best understanding from talking to reps is they have one local employee (in addition to vendors like cleaners, landscapers...) per 10 listings/properties. 

(Call it 20% federal and 5% state ($15k in income tax, plus the $45k in additional taxes you created.).

In addition, 100 units would necessitate 100 accounts.  

Additionally, their marketing was very compelling.

You can spend as little as $100 to form an LLC, or you could use an attorney and spend $1,000 or more.

 @Jordan Laney Asking what others pay for snow removal and comparing your yearly spend to past years is not productive.