See what qualifications people are looking for and do what you have to in the meantime to produce income while you're studying. 

The participation must be regular, continuous, and substantial as defined by the IRS.

They're the ones working with those agencies on a regular basis and have the best referrals.As far as recovering the debt, try leveling with the tenant as much as possible so they grasp the seriousness of being sent to collections.

By all means give them a note on how to use all of the appliances (eg clean out the lint trap on the drier after each load, do not use dish soap in a dishwasher, change the furnace filter regularly, etc).

I am seeing a crackdown on STRs not so much as a result of any hotel lobby, but as a result of regular citizens complaining to their elected officials that they don't like living next to a hotel.Can't really blame them.

Those that use it seem to like it and - as a CPA - I like the reports it produces. 

,We discovered over the course of this discussion that more smaller extra payments produces less benefit than fewer, larger "chunks". 

Share what you are looking for and the deals you are working on with your network in person and on social media regularly.2.

I fire clients regularly. 

You can go as low as 2.5x in some cases but NJ tends to produce enough traffic/applicants where 3x should be minimum unless property is over priced.