Chris Kay
True VA Loan Occupancy Rules (Is There Really a Length Requirement?)
26 December 2024 | 1 reply
Hi everyone, new to investing here but I've used the VA loan 3 times now and have had 2 at once so I have a good understanding of how it works.
Eli Ling
how to get loan on right amount?
22 December 2024 | 2 replies
It sounds like the issue is with the Debt Service Coverage Ratio (DSCR), which lenders often use to determine how much they’re willing to loan.
Kate Granahan
Mixed use property loan options
23 December 2024 | 5 replies
@Kate GranahanHi Kate, we make loans on mixed use properties.
Ella Spann
Is a duplex the best option for our FHA loan?
26 December 2024 | 3 replies
If you're still in college and working with an FHA loan, a duplex can be a solid option.
Cory M.
No W-2, Looking for Loan Options
21 December 2024 | 14 replies
Since they keep the loans in-house instead of selling them on the secondary market, they can tailor loan terms to meet your unique circumstances as an overseas borrower.If you have strong assets or savings, consider looking into asset-based loans or no-doc loans.
Iris Olivas
Does anyone do a DSCR loan for a single property under $100K?
24 December 2024 | 16 replies
I would love to be able to bundle them into 1 loan, but have not found a lender who can loan on a single property under $100k, even when bundled with the other one.
Mitchell Catoe
Loans
21 December 2024 | 10 replies
To summerize, a DSCR loan, aka lite doc or business purpose loan, uses the rents you receive on the property and divided by the new loan PITI to receive a ratio.
Nathan Frost
Vacation Home Loan 5% down
20 December 2024 | 9 replies
Does anyone know anyone that does 5% for a vacation home loan?
Sergei Voyakin
Repaying a loan in stock vs cash
24 December 2024 | 2 replies
Any laws against repaying the loan in stocks instead of actual cash?
Dustin Sanders
Any 10-15% DSCR Loans?
19 December 2024 | 26 replies
I’m looking for DSCR loans in the 7s or 8s with no balloon payments.