@Scott R. a Zestimate is based on public county records.

I know it doesn't fully protect me for the lender calling the loan... but as far as recording goes, the seller would be the trustee so it would be his name recorded instead of mine.

Not going through escrow, (using table top closings), hiding the transfer by not recording and hiding the transfer in a land Trust can all be construed as intention to deceive.

The guy is a one trick pony with no track record nor a data model to support his premise.

I have a call with an attorney today.I am just curious, how do I check the court records myself?

Not that I am opposed to this with a company that has founder with nearly 30 yrs of wall street experience, but I would want to hear their track record and how honest they are about it, primarily.

Between strict public record laws, limited access to data, and the way certain counties handle records, finding motivated sellers can feel like searching for a needle in a haystack. 

My experience is that the major platforms want two things1- sponsors with a verifiable track record of success in the same property type2- sponsors capital investment in the projectSponsors utilizing these platforms have a large "gap" to make up - that being the difference between the amount of capital raised and how much of that capital goes into the actual asset, vs how much goes to fees, costs, etc. 

A DSCR refinance would close out the second HELOC if it's recorded on the property as it would show up on the title commitment.

Assets identified in this study include:Standard windows and doorsInterior ceilings and wallsBasic plumbing and electrical systemsBuilding structural elements and roofingBasic HVAC componentsWater heatersFire protectionThis engineering-based cost segregation study included the following methodology:Physical Inspection through a site visitDocumentation review including architectural plans, accounting records and construction documentsA cost analysis which utilizes engineering principles in order to allocate costs to their applicable asset classificationsCalculation of the depreciation schedule using MACRSAs a reminder, bonus depreciation started to phase out in 2023.