His agreements to produce websites, venture plans, private placement memorandums, white papers and coaching give him zero liability or responsibility to honor his commitments.

With the extra cash flow, you could strive to acquire additional income-producing properties over time.

Because, the lender is entitled to know what risk they are taking with their money.That being said, on seller financing, if someone gets sued and loses, the lien/judgement can be filed at the county, (it's not automatic, someone has to prepare and send the paperwork) which the bureaus will pick it up on producing a credit report.

$400k equity is producing $1600/month cash flow for a return from the cash flow of 4.8%.  

A $500k property should produce gross annual income of +/- $50K but can generate as much as $65-70k with the right location and amenities like a hot tub.

Our agents want to work with us because they see the value of being part of a high-producing renovation company.

These  investments produce great positive cash flow that will eventually, down the road, be able to acquire better assets.

As others noted, there is no limit to DSCR funding other than your ability to produce enough liquidity for down payments, closing costs, and the required reserves post-closing.

I personally believe single family produces the best rents and appreciation.

Do not do anything that does not produce income.