All original tenants were long term low rent tenants.

It is also important to consider the transactional fees associated with originating the HELOC, whether an appraisal is required etc.

The original intention was to do a light cosmetic rehab and rent it out.

I added value to this property by preserving its original architectural features while modernizing the interior.

I am originally from Tyler, Tx. so am familiar with the area and frequent there often.

That would have been known up front if that was the original loan product being used.  

Taxes on the original gains are deferred until December 31, 2026, and future gains from the OZ property can be tax-free if held for 10+ years.

Alternatively, I could explore loan recasting, where the lender recalculates my monthly payment based on the reduced principal, keeping the original loan term intact.

Now I'd like to sell.I originally wanted to put apartments or several houses, but not anymore, cuz I want to do more hiking, biking, and Netflix-ing, and less scheming.So do I sell as a rental property or as land?

HUD.GOV is originating source for FHA loan info.