You've done a great job with keeping your debt low so I have no concerns about your level of discipline to use/reuse a line of credit.All the best!

I also can see on apps early on if have a dangerous breed and can put those apps in back of the pile rather then it being a surprise later on. 

Congrats on the volume!

They have a good set of advertisements that focus on their whole house strategy which is good IMHO.We are running about 50/50 on bookings for 2025 right now.

Again even if you have great credit as you start to add more credit cards, mortgages, auto loans to your credit you can also be viewed as "High risk" due to Excessive trade lines in credit or higher DTI - debt to income ratios. 

having a HELOC to have an emergency line is smart since if you really need it in a crunch you could draw funds within 1-2 days or less in most cases.

On top of that, we have found that homes with a great view (forest or lake view), or proximity to the clubhouse tend to book better. 

Did you just use all your cash on a new acquisition?

Really, coming on here, reading books on real estate, and joining some of the free webinars is what we have done so far.

Quote from @Paul Azad Azad: Great webinar/format, please keep it up.If Monday is GP and operating the property, who is RSN?