I'm unsure of the self promo rules.)

BLOC FL, CO, OH, UT, IDLafayette Ambassador Bank is now Fulton BankLangley FCU 70% LTVLeominster CU in 2023, MA (Hanscom FCU will do on primary, not investment)Loan Depot supposed to have new HELOC product.Lumen Mortgage (CA and OR), Agricultural lendingMerchants Bank MN Indiana 1st lien offered on primary, second homes and investment properties.Mid-Hudson Valley FCUMountain America CU Utah, ID, MT, NV, AZ, NM. 85% LTV, promo rate of 1.99%.

This is from the condo Singular Dream (referenced in RETA promo note below) owners chat group:1.

In Aussie we don't have such a commission structure.There is only a listing/sellers agent commission.Get's paid 2-3% and most homes are $1m+ as Aussie is expensive as F#$@"Buyers agents" exist in Aussie and do "voodoo guru" promo with "Buying below market value" spiels, etc... and charge $10,000 - $15,000 AUD to help source off market deals, etc... and only get hired by investors that are looking for a "hidden" opportunity per se.Might be a good idea picking up some EXP stock or HOUS stock on this news.I'm sure over time they will find another way to charge and make up margin

I've seen Engelo cut a promo without pants on...............Need I say more?

You may want to consider promo rates on an equity line as well and if they offer you the option to convert any part of the equity line into a fixed loan.

@Jaye Seay the idea isn't to pay down with cash flow from buy and hold, the idea is to refinance before the promo period ends.

Download the TX state-specific leases from BP (I had to enroll in the annual pro plan to access it. there are promo codes)2.

Below is a promo flyer I received from them; again not enough reviews to move forward confidently with this lender.

The first line of the promo starts with: Take full advantage of all my “Wall Street” Systems to become a major player in asset acquisition, arbitrage, deal making, and capital formation!