That way, her limited funds can go toward her own living expenses. 

The government of Costa Rica has a policy to limit development and doesn't invest much in infrastructure to bring tourism.

Most DSCR loans will have very limited seasoning requirements to use the new appraised value to refi.

My net number is rental income minus expenses(3 mortgages, paying power bill at all three houses, property tax, insurance, internet in two properties).

Or you turn on power and there isn’t any?

A partnership requires three things to be successful - Experience, Capital and Time.It looks like you have the capital and experience but maybe not the time.I have my doubts about this working if you have a friend who has weak credit and a limited cash flow.

Your story about the seller financing deal is powerful—trust really can change everything.

One of the reasons I joined BP this month is to participate in a weekly connect just like this, as I know how powerful they can be. 

Originally, I felt limited by conventional lending DTI.

@Steve Powers Thanks for the feedback.