I'm sure like most of us on here we want financial freedom that our 40 hour a week counterparts wish to have as well.

I sincerely hope you continue to reevaluate the necessity of fighting fire with gasoline.

The most common features to this loan type are a 20 year loan, adjustable rate every 5 years, and at about 1 point higher than their Fannie/Freddie counter part. 

The most common features to this loan type are a 20 year loan, adjustable rate every 5 years, and at about 1 point higher than their Fannie/Freddie counter part.

Techniques/Items to consider Mirroring - simply repeating the last few important words your counterpart saidMirroring is great when you are at a loss for words.

Wayne, I liked the gasoline analogy, that was helpful.

I didn't feel comfortable working in this survival-oriented environment (the bottom rung of Maslow's hierarchy of needs), but I had a hungry mortgage to feed every month.Those times made me yearn for financial independence where I would more than cover my living expenses with investment income and not have to be concerned with the price of gasoline or the chip industry's "book to bill" ratio.

People in Friendswood commute longer to work compared to their Pearland counter parts.4.

I get that less than  a mile might not be much... but compare Rio (off strip) to it's on strip counterparts.

In some cases, the share price can value the REIT 30% higher or lower than the actual value of the underlying real estate.Private real estate values don’t move much on a daily basis but rather appreciate slowly over time, which is why private investments are less volatile than their public counterparts.