It saved me when things got real (hello, crazy boyfriend with trust issues).Security Deposit: Non-NegotiableOne full month of rent as a security deposit (at the very least!)

We have some $ saved  but don’t have enough to put a full 20% deposit down as needed by most conventional lenders.

We completed our due diligence within 10days and once the report came back, we immediately requested our deposit back. 

After searching more, I found a few BP post where people seemed to have one account for all deposits, and keep only deposits in there.

Just be sure to clarify that she isn’t a leaseholder but is authorized to reside in the unit.If you’re concerned about liability or want more peace of mind, you could ask the primary applicant for additional security, such as a higher deposit, depending on what’s allowed under Colorado law. 

@Bob Asad at our bank, we have an escrow account for security deposits, it is set up with sub-accounts for each tenant with their security deposit amount and their SSN.

The deposit amount when working with a lender comes from the lender - it is basically the amount of skin the lender wants you to have in the game. 

And all the folks that could never get a deal to close and lost their deposit to them and EM etc etc..

Renter's Insurance is a cheap date for the tenant; it protects their security deposit and assets. 

I am looking into a company right now that does rent guarantee insurance and also does in lieu of deposit will issue a bond that the tenant basically gets charged a monthly fee for.