We have a well in a multi and bad leaks can deplete the well.

no hahahahahai've seen tons of my friend that has triple IQ more than me got fried and fired this year and they are the one that's making 300k above LOLit's scarier than 2001 dot com crash for some of us, especially when we're 55 and above, there're more layoffs for folks above 55 and had highest salary LOLif you see the kind of quality people that has been fired by google, microsoft, meta, cisco I am afraid now lol....these are the kind of founder level that's being laid off, behind the surface, most of the tech executies do not or can not see the future because order is depleted 

The interest rates are too high, the projects always run long, and you will deplete your margin by using a construction loan.  

If you're not a W-2 employee or have additional income you can try an alternative income verification such as bank statement deposit averages or asset depletion (if you have significant reserves or assets.) 

This adjustment leaves me uncomfortable, as it would deplete my emergency funds.  

Income can be from earnings or asset depletion.

I got physically and emotionally depleted, and I rarely had time for any life outside of rehab, rent, deal with tenant problems. 

Hahaha so your theory basically whatever happened to Fed rate residential real estate keeps going up , this point I mostly agree …but you can have condition that they keep the same while company profits depleted and more layoffs. 

More standard income variations are: asset depletion (using reserve distributions as the proposed income) or average personal or business bank statement deposits over a 12-24-36 month period. 

HELOCs are great, but too many people take them and deplete the power of the property.