I've used those before for shot-term funding for renovations/rehabs in projects.

IDK pets can certainly do damage but with a decent long term tenant I tend to want to preserve the relationship.

Nevertheless, Jeff told me he thought I had a shot with this bank, and that I should go down and meet with the president.

If you have a good FICO, a decent down payment and closing costs, go ahead an do the first one. 

Where am I gonna get positive cash flow and decent appreciation ??

In MN it feels like NJ and NY has long bought up every section of decent future developable land.

You still have to get past due diligence and that's where most deals get shot down.

AND just because you have experience and a “good deal” doesn’t mean you will be successful trying to syndicate the deal.The first criteria is does the sponsor have the general knowledge and experience in real estate, and the specific knowledge and experience in the property type/location to give the project the best shot at success?  

The only slight red flag was that they only accepted payment via Venmo or wire transfer, but that's how I accepted payment when I was selling lead bundles, so I still thought it was worth a shot.

People can watch/listen to podcasts, but the only way to get into RE is making that leap.Just shot you a message!