I started my career as a commercial banker a long time ago, but have been an independent mortgage broker for nearly a decade.

You'll make a much healthier return on your investment that way.If you simply want to buy a home and rent it out longterm, Elk Grove and Roseville are both considered more high-end suburbs and have appreciated significantly over the last decade.

Based on the development expected over the next decade, I believe it's a great area to invest in. 

I would be buying into a sellers market in almost any Albertan city.Alberta also worries me as it is known to be super volatile for short periods of time and then sit dormant for up to a decade. 

Im hoping Pittsburgh has legs and can go for another great run over the next decade or so.

By spreading the investment horizon across decades, this initiative builds resilience into its model.

Property values only going up up up for decades. 

I would personally put as little down as possible, but if you make a substantial income and your goal is to start paying them off after a decade you can put down more. 

Our systems have caught people using SSNs from deceased people or the SSN indicates they are 2-3 decades older than their driver license birth date.

My core investing philosophy is pretty simple, and has done very well across almost two decades and numerous cities:1) Invest in cities with population (and job) growth2) Invest in parts of the city where household income is near the median (or slightly below)3) Invest in properties that provide cash flow from day 1 Thank you for sharing that.