I am considering putting an offer on a 2 acre empty lot, in a sloped wooden area in Western North Carolina.

AAPL is another one  that is just a private organization that teach's folks how to lend their own money or others in states its legal and they have courses and info and a big convention etc and you get to say your certified AAPL lender ..

There's also the conventional loan program CHOICERenovation by Freddie Mac.

Account Closed said, income and assets are the only "hassle" with a conventional loan.

For financing, would we then want to get a DSCR loan under the LLC or should we start with conventional loans under our name until we hit a certain number and then move them over?

. #3 - Have finances in order (i.e) is this going to be bought through conventional, cash, HML, etc.

If you update to max number of conventional units, you will be able to add an ADU for each conventional unit

Also I've heard of some DSCR loans that are not too far off from conventional rates.  

THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right? 

Conventional loan, 20% down non-owner occupied.