Insurance : This area of consideration deserves its own deep dive so we’ll briefly highlight key concerns. - The underinsured.

Without a network of licensed contractors, you’re likely to overpay or hire unqualified handymen—leading to expensive fixes and possible city violations.Delaying repairs could mean code violations, tenant lawsuits, or loss of rent.5.

Quote from @Hazel Anderson: Hello, bigger pockets pros, We have a rental property in Columbus and we are looking for a contractor who can replace the existing basement window with a standard sized window.

Tolerence of 5%, at most 10% - otherwise you're either a slumlord or thorwing money away.4) You need a new contractor!

Enough immediate cashflow to balance out the mortgage, taxes and insurance.

Tell them you need to be listed as additional insured and then you get copied if they have it from insurance company

So your insurance will politely decline to pay for any damages....and worse than that, what about the person that was injured/killed......?

I've handed off my LTR to a separate PM and they want to be named on a general public insurance policy for the unit, but truth be told, I feel like I need a solid umbrella policy to cover the MTR and any claims against myself and husband as the owners of the property.

A company out of Canada I think that says they do placements for insurance companies for displaces families. 

In the 5 years you've operated your rental SFR portfolio have you used licensed and insured contractors/vendors?