Hello Bruce,It's not about interest rates, its about yields and principal risk.In investments you have market risk and idiosyncratic risk.When we think on quantifying these risks and assigning a discount rate, we can look at 2 components.

That's the key component that is usually missing when I hear other entrepreneurs/investors say they don't like QBO.Something else to keep in mind is your entity structure and how your entities file tax returns.

They have addressed the issue of depreciation of components, but not the actual methodology of the study.

There are 2 key components to house hacking in San Diego.

Lastly would be finding an agent who is newer, green, but full of pizz and vinegar, who is ready to overcome lack of experience with super-human level effort.

  :)Accelerated depreciation applies to some components of the property.

Maaaaybe without the rent by the room component it'd have some semblance of an ok idea, but that's a huge stretch.

I used the proceeds to buy another property that had an obvious value add component.3.

I’ve got a lender who is a problem solver and loves geeking out on the minute details of these problems (it’s what makes her a great lender) and she could be a great resource for you...she’s put together condo conversion workshops with experts all talking about their components.

While algorithms can analyze data at scale, real estate isn’t just about numbers—it’s about nuances and the most important component of real estate is understanding its value, and that to me (maybe I am old school) but can only be done by physically visiting and walking the property.So for me, factors like local market conditions, property inspections, and borrower credibility can’t be fully captured in a formula.