The Federal Trade Consumer’s Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights and responsibilities.In all other industries consumers are able to rate the performance of service providers and potential investors have a right to have these insights.

If there was Wall Street and every billionaire would be uniformed against her and pouring out the war chests to combat her.

I would like to put "friendly" liens on them as a barrier to fraudulent transfers, which are apparently on the rise. 

Most of these companies are fraudulent (not saying they are) and take advantage of those in distressIf you are behind on your mortgage speak to your mortgage company - we buy defaulted debt and nothing good comes out of ignoring or avoiding the conversation.

How have you combated this, especially considering you mentioned that you don't compete using price (understandable)2. 

Justin Nguyen tried hitting us for about 750k today in what to us was an obviously fraudulent transaction.

We knew there was some hot air in them, I expected more fraudulent folks to have created note "funds" and it pyramid down and blow up but i think a lot got stopped in their tracks when they were anticipating a rate cut and not a lot of higher % debt notes to be offered so they never indulged in such tomfoolery.

They can probably advise you on what to say and how to combat the intrusion. https://www.usa.gov/legal-aid

Lawsuit abuse and fraudulent claims, not hurricanes, were slowly bankrupting insurance companies.

Do not be argumentative or combative but professional.