Here’s a chart showing what percentage of an American’s average mortgage payment goes to taxes and insurance:Rising taxes and insurance premiums make real estate even less affordable for buyers already facing higher home prices and mortgage rates that rose ~150% in less than two years.

Away from the coast, no hurricanes, fires, floods - we don't even have snowstorms anymore.People can deny climate change all they want or blame it on sun cycles, and frankly, it does not even matter, the reality is that insurance cost will force the issue.You can try to rebuild and you can put houses on stilts in flood areas, or fortify them against high winds and fires, but that makes it expensive.

The mortgage payment still has not changed 7 months later even though this was cancelled.

Or maybe even the "Commercial Real Estate" forum.  

He even agreed to selling me one of his since it’s already performing and ready to go.

Even if you want to roll the dice, at least is a calculated risk, not a surprise down the road. 

Even though the lease does state that it's with the tenant and the owner.

Not even Balance Sheet.I don't know if they changed their model since the change of subscription plan but it isn't ideal to use it as depreciation or amortization.They do have a balance sheet. 

Plus the added requirements around getting drawings and general contractor for even adding a tiny closet.

Though it may cash flow well based on their current debt service, when you compare the income it produces to the equity they have is it actually even a good investment for them from an ROI perspective or would they be better off liquidating and redeploying?