Why do you say its bad for the original owner long term?

A full back office. 3 workbooks to use in the 40 hour cI get it just like any non certified or accredited  training.. not saying its bad. but its not a state license so not governed by any state and there is no NMLS registration required..

The bad news is the LTV is 95% currently, and after a $4 million paydown it's still 88.6%. 

Maintenance hasn’t been too bad so far, and I recently made the decision to sell my business, so now I’ll be living off my rental income.My question is: What should my plan be from here?

Bad, real bad, respirator bad.

If you just hire the cheapest or first PMC you speak with and it turns into a bad experience, please don’t assume ALL PMC’s are bad and start trashing PMC’s in general.

Just like most things in life there are good and bad to both choices. 

Most importantly, they are disrespectful and bad business people.

But my realtor said they are going to do special assessment on this property and HOA runs badly. ( We requested HOA reserve document but no answers. ) We wanted to wait to see how special assessment going and close. 

Later I was able to buy the vacant lot between for a grand total of about 2.4 acres.All the houses are in bad shape.