Out-of-pocket capital improvements and repairs anticipated during the first year12. 

I don't anticipate any issues, but you never know.

Best to err cautiously and not really anticipate changes until they are material.

This adjustment stabilizes income for many, and a healthier vacation rental market is anticipated by next year.

A good PM should protect your interests and anticipate potential risks like this.Let me know how it all shakes out!

Yes we ask towards the top of the market, but I anticipate my holding times (which are in line as the short supply in my area is able to work for me) and build that in. 

Also, have a back-up plan in case the market turns and you can't sell for the price you anticipated.

The lender will not require any of the anticipated interest payments on date of origination and borrower will have lower cash to close requirement, although $15K in interest payments will be required to service loan through duration of project.Loan B: Lender requires $15K interest reserve funded by borrower at settlement.

If you do not have experience you may find there are a lot of hidden costs and risks you didn't anticipate. 

If you anticipate selling the property soon, it’s worth negotiating or shopping around for a lender with flexibility in prepayment penalties.Feel free to reach out if you'd like to explore tailored DSCR options that suit your goals.