@Michelle SharkoAnswering questions in step by step fashion:- Is it a good thing to do or not is a personal finance decision and it depends on the person asking it, their risk tolerance which in part has to do with how this HELOC or line of credit works and how your personality fares relative to taking on new debt (a person more adverse to debt might have sufficient savings and temperament to pay down/back the debt versus a financially liberal person might get in over their skii's as).

.• Adverse Features: Do any of the comps have issues not considered in the appraisal, such as proximity to a high-traffic road, sewer plant, or power lines?

If he has low income or is risk adverse pay it off.

The downside of adverse market cycles.  

If you have a well thought out plan and several protections in place for volatility and other adverse outcomes and you feel good about it, then it is a possibility.

Its hard to find a perfect spot anywhere in this country. as long as folks move to where the jobs are or where tax treatment is better I think they kind of over look the adverse weather.

If you used TransUnion to screen, they are also required to provide the applicant with an "adverse action" letter, detailing the screening company’s contact information for follow-up.

I will be seeking financing with my partner, who also has excellent credit.My main concern is the amount my credit score would drop when taking the offer, and if this would adversely affect our ability to apply for financing.

I would not be adverse to low interest loans to help those that do not have insurance or are under insured.  

As Election Day nears, many individuals halt their major financial activities because they feel the uncertainty of the election results may have adverse effects if they act now.