Because you have less than 20% down payment, you will have to pay Principal Mortgage Insurance which will add approximately $150 extra per month, to your Mortgage Payment. 2.

I would say it's not worth rocking the boat for less than $200 additional per month, when you look at what you're overall ROI. if it's really that big of a deal to you, maybe consider canceling the pest services that you know are being utilized and would facilitate not having a roach problem, so that you can save that extra money every month and have that money back instead of raising the rent price to the tenant.I have seen this in many different places, Metropolitan, rural and otherwise, and it doesn't necessarily matter with the market rent is you're not always going to get that.

This extra step can help protect your property and minimize risks as you start your STR journey.

I'm concerned that staging is not included in the services which I understand but who puts the extra touches like placing pillows where they go and such.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

If I do buy a house I'll probably be close to house poor with no extra money and probably won't have an opportunity to invest in real estate for a while since most of my money would be tied to my house/townhome/condo.

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

This post is exactly why I say spend the few extra bucks and get the keyboard with the comma and period keys. 

I have ~$100K cash to invest and can afford an extra $2000/month expense.

We get an extra 3 deals a month from it.