As a private homeowner a good real estate brokerage should have a list of all things useful to homeowners available to you.

How do you find information on homeowners?

I feel like a lot of developers lately haev been focusing on townhomes..They just tend to be pricey and hard for the first time home owner to buy. 

Hi Sandra,While we are currently serving the Metro Atlanta market with our hybrid STR/MTR model, we’re always exploring new markets to see how we can help other investors and homeowners with our experience in the STR/MTR space.

Right now I'm searching for that program everyone keeps talking about that helps first time homeowners with down payment that really doesn't need to be paid back.

I specialize in foreclosures, off-market deals, and distressed properties, working with investors and homeowners alike.

The county discovered I was renting out my home and property taxes more than doubled (lost homeowner and two other exemptions).  

Mortgages are the last thing to default for a homeowner and appreciation has been so high in Canada that every homeowner who has purchased before 2022 has gained equity and could just refinance their loan over a longer amortization before defaulting.

Also, at this time I had seen properties selling for 10 – 20% over ask regularly.Interest Rate 30 year conventional 7%Homeowners Insurance = $1,000 annuallyRents = $1,800 per monthWhen I looked at those assumptions, I would need to put down $80,000 on this house to get it to hit my cashflow goal of $500 minimum per month which equates to 35% down.Total mortgage + escrow = $1,267.13 per month with rents at $1,800 my monthly cashflow is $532.87.From my experience, after taking out vacancy and maintenance costs you are left with around 73% of that total cashflow number once the rental is established.People have asked why a $500 per month cashflow goal.

Closing costs are typically $1.5k higher and your homeowner's insurance will be more expensive.