When it comes to a lifestyle property, it's another ball game and all the comments you wrote make total sense, especially for people who like similar things in life.

I have spoke with Ball point marketing on getting an off market list of multi family properties in 20+ zip codes in maryland but they came back with only one property in my criteria?

It's really not that difficult, only takes an email or two to the local creditor's rights attorney in the state to get the ball rolling. 

Quote from @Quinn Olivarez: If I were the original seller, I would tell the bank I sold the house so that I could get the ball rolling on getting it out of this sub to agreement that is probably not enforceable in most jurisdictions.

No need for a crystal ball.   

The DSCR program "Must use the lesser of the two either common rent from the appraiser 1007 rent schedule form on the appraisal or the lease".You also have to factor in the taxes and insurance because a guesstimate or ball park can kill the approval. 

Nobody has a crystal ball or knows what the future holds.

It was listed on Zillow for $110k and we made a low ball offer at $90k, ended up getting under contract for $95k.

@Dean Malka 10k for average kitchen and 5k for average bathroom Flooring is $4 a square foot for LVP HVAC $5k Electrical panel $2k.This is all ball park.

This is a great way to screen out the odd balls. 2.