In hot markets this is hard, but its also a reason a lot of new guys come in very flashy and crash and burn in a very flashy way.

Just about everything is in there, and it is clear it will all burn in the end.

If you've got cash to burn in the first couple years, there's nothing wrong with shorter term amortization that turns your cash flow negative.For 95%+ of the people on BP, that's not going to be the best strategy for them personally, but who knows what your boss' situation is.

Chase, Bof A, Wells Fargo, etc. they can all burn in hell as far as I am concerned.

Unless you just really like gambling or have money to burn, in which case, by all means - roll the dice if that's your thing.Further - contractors and suppliers are SO damn busy these days with all of the construction going on around here that getting a renovation of any real scale completed correctly or a new construction job done is a very serious challenge in and of itself and takes a great degree of skill, care, TIME, connections, and probably some luck.

@Micah Starbuck The 20k you can scratch off by being cash offer you will burn in 2 closings.

She recently caused a small burn in the laminate/vinyl floor in the kitchen.

That said I must correct the very root cause why 85% of all business's crash and burn in a flaming heap of bankruptcy between year 2-5 and not 1.

He called me a motherf***, said he was going to sue our company, wanted me to burn in hell, and other threats that i cannot type here.

Take your time and don't let the money burn in your pocket.