I feel as though my home is priced too high, however, my property manager insists the price is competitive.  

I prefer to source all my deals off-market, which allows me to find properties with less competition and negotiate directly with motivated sellers.

I've seen banks be very competitive with blanket loans that cover multiple properties and/or multi-family properties, e.g. 5+ units.Mortgage Brokers (obviously I'm biased) - Brokers have the ability to work with all of the above and can get you to the best lender for your scenario right away instead of having you waste your time with the wrong type of lender.

Sellers are always going to look at more money down more favorably unless the agent explains the why behind doing the FHA, especially in a competitive market.

(Hint - go on VRBO and see what your local competition is charging). 2) How much do you intend to put down?

In today's competitive real estate market, having modern amenities can set your property apart, making it more attractive to a wider audience.

I prefer to source all my deals off-market, which allows me to find properties with less competition and negotiate directly with motivated sellers.

I agree with Collin.The Smokies do have a lot of competition, so you need to have a view, decent location, good to great amenities etc to stand out.We have a 6-bedroom cabin there, but I imagine a 3 to 4 bedroom would be in the sweet spot of not too big or not too small.

I know of a lender around 7.3%, but curious what everyone else is seeing.Keep in mind, we're talking DSCR, not conventional.Local commercial banks are usually most competitive for this space.

In person is better than over the phone if possible, as I have been told by annoyed or lazy clerks "NO STR allowed" as that was the easy button to get me off the phone, or if they are anti STR.