Set for life on audible (been in the FI space for a year) --> bigger pockets money --> bigger pockets...finally came around after my roommate told me about it, but FI is my goal so I'm grateful you (Mindy and Scott) have brought me into this world.

As I have a VA loan on my primary residence already, am planning to re-fi into conventional loan and then take out new VA loan up to the max for apartment building.

That's a very good time for these banks that have been looking the other way to start calling all these low rate, long term loans and forcing people to re-fi at much higher rates.

(I may be wrong.)If you really want to get freaky, re-fi the first property after about a year, this time w/ a non-FHA loan.

I'm tempted to make the jump from Relay Fi where I get 0% but those ACH/debit card limits are almost comical.

Once the code is entered it doesn't matter if your wi-fi is working or not. 

@Adam F.  I

Well @Bill F. I

Hi Sean,Best of luck on your journey to be FI.

If it wouldn't be a good rental property if you were to buy it today, you might want to consider that.If it/they are good rental candidates, another option would to be for you to take one property, the brother that wants to use it as a rental to take the other & each of you re-fi your individual properties enough to cash out the third brother.