With the mortgage I can get here I can pay as little as 5% down.( My broker assures me this is because I am living in one of the units and this is less of a risk.)Option 2Buy a multi unit rent out both units and live somewhere else. ( Apparently I will have to put 20% down this way)Is there any way to get around this besides seller financing.

How can a buyer be assured the seller is paying the mortgage on the property.As the new buyer do you need a second insurance on the property if the seller as one already?

It's not rocket science, I assure you, and your real estate investments will be safer for it.

I've had agents in PA look for rental property for me in the past and they assured me that the owner gets the bill.

Conversely, I’m not sure how much more assurance an investor can be given beyond a 5 year lease.

You have to come across as reasonable, but self-assured and firm.

The title company just assures them we have no liens etc which we dont & they pretty well believe us so why spend that money & I dont blame them. 

So my suggestion is one way to get around it, assuring the tenant, yes, I will go with you when it closes.With your agreement, my experience is if the renter is in need of a place, would just go with his 2nd choice.

She had her 5 days, I mean why should I now allow her  The assurance  She can pull all this, and stay.To make it more complicated, (she is well aware of our heartstrings also) she is trying to put the  voucher in her granddaughter name!

Just be sure you have done all of your work to be as sure as possible that it is a great deal for you and your potential partner.