It’s annoying to be in disputes that you think are unjust but that’s the cost of doing business.

Or pending your state, paying customers might get annoyed you are raising rents on them during a pandemic and not pay for a few months...have fun getting nothing

That's annoying and aggravating.The fact is, according to the laws in SF, what the listing agent wants IS above and beyond reasonable accommodation by the tenant.

Even if you are a little annoyed, I would go with the first lender if possible.It can get complicated with moving money around for the down payment. 

It’s very loud and quite annoying

So it becomes a neighbor-to-neighbor issue, rather than a landlord to tenant issue.My County Noise Law defines a noise disturbance as any sound that is: Unpleasant, annoying, offensive, loud, or obnoxious.  

Assuming the rental is in seattle as OP is,   Seattle has an (annoying but its the law)  ordinance https://www.seattle.gov/civilrights/civil-rights/fair-housing/first-in-time dictating how rental applications must be processed -  This is the first-in-time ordinance.   

We non-renewed him and he refused to leave; when we filed for eviction our lawyer said that he was the most annoying person he'd ever dealt with.

If that isn't an option for annoyance reasons, start by sharing your why, and you claim 100% returns which seems a bit high so be prepared with accurate numbers and data to back up your why.

They dealt with 2 weeks of renovation noises in the unit below and referenced how annoying that was in the email exchange we had.