An employer plan is meant to be used as an active savings vehicle, not just a conduit for holding funds contributed elsewhere.I will be honest, I see a lot of over-promotion of the Solo 401k here on BP, some of which may sell a plan today but would potentially put an investor at risk of being out of compliance with Department of Labor guidelines in the future. 

But in all honesty as a contractor "rough number", "what do you think it would cost", and "just ball park it"   all make me cringe without seeing the actual work.  

Though, in all honesty, a lot of my competitors have done quite well utilizing black-hat.

To be honest I still tell people to read the Options book if they are interested in Options and to read McMillan on Options.

The key is to focus on their need and your honesty.

To be honest, I am looking to become financially prepared for retirement (I'm no where need where I want to be).  

I think a better way is paying a broker/agent for their time NOW and then when it closes they rebate off the portion of what is already paid out or just reduce their commission to compensate on the back end.When I did bpo's we did this with asset management companies.We told them pay us now and when you assign a listing and it closes we will credit the bpo money off of the commission.This kept them honest. I

Jay Hinrichs Love the honesty Jay!

To be honest, I did not properly run the numbers on either property back in 2009 and 2012, so I commend you for doing proper analysis.

Ridiculous.That said, I think wholesalers should be honest. I