I've heard horror stories about getting cash from apps like Robinhood, trading in crypto for cash and so on.

One of the worlds top experts on infinite banking.I’ve done a regular whole life policy & it’s now aged & primed to borrow low rate policy loans against it.I’m not doing more personally as I got attacked with a $500k+ debt bomb a couple years ago that was not in my control right as we are facing a violent economic storm & dollar currency collapse.I recommend people move assets they don’t want to lose & grow into silver & crypto!

Since you gave the rose tinted glasses scenario in case of default let me give the other side of the coin. 22yo E-4 gets married and buys a house out in town, rolls his funding fee into his mortgage and lives there for three years. 

I bought my first house in Los Angeles that I "house-hacked" before the term was even coined back in 2003 (way before the crash).  

I'm out of Phoenix and I have heard both sides of the coin.

I'm not a CPA, financial expert, stock market broker or even highly educated but I can tell you that there was no chance I would be pulling six figures a year profit from my 401k today if I had left it sitting.That is the success story side of the coin.

I don't trust the stock market, don't knowcryptos, and I don't want to stockpile gold, silver, or rare coins.

The flip side of this coin is that it is no longer earned income and does not allow for a 401k.You got to choose:A.

I have been studying and trading Forex, Stocks (stocks not so much) and Crypto currencies (just recently started Nov. 2017) part time since I was 18 years old so have a clear understanding of value and how it fluctuates based on a number of variables, and think i have an amazing leverage over the average noob.

To make it easy though, Doge coin is acceptable.