I felt the pieces coming together and I was more thrilled than ever!

Check out Hopewell, South Chesterfield, Colonial Heights, those are less of a gamble as they have better schools!

I was in Red Hook but, I'm not thrilled about that area.

There's P2P lending sites, LendingClub and Prosper, which may be a bit riskier if not diversified properly.Stock market is a gamble, so the ETF route may work out, but I personally wouldn't bank on it.Safest bet would be a high yield savings account or CD, but at today's rates, the returns are pretty awful.Best of luck!

Investors who have a longer time horizon, a higher appetite for risk and are ready to take a gamble.

I myself am also an absolute newbie who is thrilled to be joining this world, but I would like to offer some advice if you would have it.

We had a tenant who was running an illegal sports gambling ring, who got busted by the feds.

Anyone buying in this saturated market is doing just that, gambling. 

I'm okay gambling that the FED will reduce rates in the next 2-3 years and then get cashflow post-refi, but want to at least break even until then. 

I am just not a gambling kind of guy and I like to see success connected to how much work I put into something (physically and even better, mentally)Are we just taught that investing in stocks/401K/Roth Ira and similar investments are the way to go and should be part of everyone's portfolio, but maybe for true real estate investors its not needed ?