Now nail pops all along the ceiling joists on one side of a room, for example, could potentially imply a number of functional issues.

For purposes of this section, "therapeutic relationship" means the provision of medical care, program care, or personal care services, in good faith, to the person with a disability by (i) a mental health service provider as defined in § 54.1-2400.1; (ii) an individual or entity with a valid, unrestricted state license, certification, or registration to serve persons with disabilities; (iii) a person from a peer support or similar group that does not charge service recipients a fee or impose any actual or implied financial requirement and who has actual knowledge about the requester's disability; or (iv) a caregiver, reliable third party, or government entity with actual knowledge of the requester's disability.

I would have to go back and check the exact wording but the “spirit”of the bill was to imply there could be no financial criteria in the decision making process to deny a tenant.

I'm in no way implying this is you.

My wife was a trainer for Floyd Wickman back in the day ..

O&E is what it implies: Omissions and Errors insurance, generally for a "professional" working on behalf of others, agents, accountants, etc. 

A very different take on selling with a realtor (and by no means am I implying realtors and wholesalers are the same as they are NOT) where they sell the property and get a commission. 

Your mom pays your car note, so clearly your life isn't as tough as you're implying.

"blanket discrimination against felons"I think these ordinances will be deemed unlawful or overturned or changed and watered down to a point that they don't have any real teeth to the ordinance.A felon is not a federally protected class.Blanket is the key word you used which would imply SWEEPING discrimination which would be almost impossible to prove.A landlord would simply find another reason not to rent to them.Just like a contract there are always more loopholes to use if you don't want to do something.

Again, I am not positive you can do what you are implying or if there is any benefit to it opposed to a straight vesting into the trust.