I suspect the builder has crappy credit and can't get approved on their own.Also, as a former banker myself, local banks aren't generally interested in financing new construction on this size of project or a builder that doesn't have extensive experience in these type of builds, in my opinion.I realized as you were writing that I wasn't clear on the point.

These are all ways to add value, maybe when you bought the home for 200k, it is worth 225k, then you put that 25k difference into renovations, and now maybe your home is worth 250-300k…I would sit down and write up a detailed plan and talk with the right people before shopping!

However, if you want a well-designed, maximum over-funded policy that can be leveraged for real estate investing, there are really only just a few companies that have everything you need.Minnesota LifeAllianzNational LifeAmeritasI don't want to write a book here, so if you want to know why most other companies WONT work, just PM me.

Some of them have gone on to write books and are regular conference speakers on Bitcoin.  

We are writing to you regarding new reporting requirements for many businesses, including LLCs, C, and S Corporations.

For example, if you’re investing in residential properties on the southwest side of town, eliminate property managers focused on commercial properties or other areas.Research CandidatesSearch Engines: Be cautious—Google rankings often reflect marketing, not quality.Yelp Reviews: Read reviews critically; tenants, not property owners, typically write them.

I have searched for this on the forums extensively and online, to the point where I've started building my own and writing the code myself.

Verifying the use of the money and confirming in writing that it’s for a business purpose are integral parts of any private loan.

Fees should be clearly stated in writing, easy to understand, and justifiable.

That wasn't true (and I had our exchange in writing) so thankfully that sorted itself out.