Sometimes bad title us conveyed unintentionally, too.We just settled a matter this past Friday whereby a Decedent's name was forged on a deed to a F&C property, then a loan obtained during height of CA RE market in 2007.

When enough people get screwed (unintentionally sometimes) by people claiming to buy with cash and not closing, then something will be done about it and the only people to be blamed are the fake wholesalers and scammers not the government.I'm not directing this at you @Ryan Kittrell  I know your just getting started and trying to learn as much as possible.  

Active agents resent amateurs being associated with their office.Since the agent is actually the "agent of the agency" a rogue agent can easily and unintentionally exceed policies and authorities and misinterpret use of company name, putting the broker at further risk.Since brokers require their agents to have E&O insurance, most of these carriers require regular strict adherence to company policies.

Sometimes we land in a 'war zone' unintentionally'.

A seller talking directly to a buyer may over promise something or unintentionally state something that is not accurate relating to the property.  

I've accidentally rented a house twice, and just sold my first for what unintentionally turned into a profitable flip (long story!).

I agree it's in everyone's interest to conduct business ethically, especially when dealing with sellers who are usually distressed emotionally as well as financially.While I can appreciate your position on the need to maintain control of complex transactions by using a C&D letter, I think it may raise an unintentional red flag... signalling the lender that the mortgagor is refusing contact... whether this is the case, or not.I encourage the homeowner to accept all calls from the lender, and repeat the same message: I can't afford the house, I need to sell, but owe more than its worth.

unintentional post

I've been listening to BiggerPockets and reading info here for a couple months.  I've been scoping out different neighborhoods within a certain radius from my house and watching the MLS listings - running theoretical ...

Damaging someone's reputation on a forum like this (unintentionally I'm sure), is not a good thing to do.