While I don’t typically work with real estate agents to find deals, I do collaborate with other professionals throughout the process.

That's my typical price range for Milwaukee suburbs and both will break even at 20% down, slightly positive at 25% and I usually end up with 30% down to get to the 1.2 DSCR.

What I don't like is seeing the removal of peoples options and freedoms to self select and engage in what they want to do. 

If that doesn’t work, then on to another option.

Could be an option in your area.  

I know of a lender that offers a 0% down, owner-occupant conventional loan that is a fantastic option for househacking.

This would typically occur only if you are over extended.  

Account Closed a PMC has two options to get liability insurance (tenant slip & fall) protection:1) Get added to owner's policy as Additionally Insured (NOT named insured).2) Setup a master commercial policy and add every property they manage to it and then charge those owners the cost of the policy.Otherwise, a PMC CANNOT get liability coverage on a property they have no ownership interest in.So, nothing wrong with their request.

Pace is a typical guru.

If it is purely and investment, then a LTR is a very viable option, as there is good demand for LTR.