I use a DSCR, The numbers made sense on it even as a year-round rental so it worked out out!

Postcards often take several rounds to get a call.

I think this individual senses that you are new and knows he can get away with talking sht to scare you into doing stuff.

You could get away with 20% down with DSCR the rate will just be a bit higher. 

I currently live in Round Rock, TX, which is 20 minutes north of Austin, TX, but I'm also interested in investing in Houston. 

I would also be clear with her that regardless of the her vacating the apartment, if she owes you a balance you are going to pursue collections actions so she won't get away free and clear.

You don't have to put square peg's in round holes. 

The Smokies are so good because the area offers things for everyone, almost year-round. 

Can't get away from it. 

I would say look at the big ticket items, roof, foundation, electric, plumbing, HVAC and assess from there if anything needs to be done