It seems that you’re also fairly new to investing as your statements contradict many investment principles.

Sighting once again that the bike is have and can't be carried because of a disability. 

A local mentor will always be the best for the area you are honing your sights on. 

True again, but what if interest rates stay volatile for longer than expected, and the market stays locked up longer.Meanwhile the property is bleeding 6 figures monthly, and the added capital will only go so far, unless there is a major change in the interest rates soon, and that doesn't seem likely.They also say if we don't infuse more capital we may lose our principle too, as they will be forced to sell at a loss.

Equity   -    my 800-900k equity is currenlty producing, 72k liquid cash per year,  40k principle paydown per year.      

But due to the above factors- we're still in a hot and heavy seller's market, with no real relief in sight for buyers (add to that, with the new Burnett / National of Realtors settlement, they will be squeezed even further, having to also potentially shell out their Buyer's agent fees, which, traditionally, have been added into the seller's listing price before listing to provide to the Buyer's agent).

Hello all. Hope I can learn some good information on here.

Normally cash-out refinances are capped at 75% and of course, they will need to cash flow positively with principle, interest, taxes, and insurance.

It’s going strong with no sight of stopping.

This is exactly why I recommend that all real estate investors learn real estate principles, real estate law, and real estate finance as a basis for investing or entering the real estate business.