I'd expect and plan for this each year.

House hacking can certainly be a great way to build equity and reduce living expenses, but it’s essential to have a cushion in case your rental income doesn’t come in as expected or renovations take longer than planned.

If you plan to buy in your hometown, buy a 2-4 unit, and live in one of the units.

However, consider whether deferring recapture is worth it if you plan to hold the new property long-term and take additional depreciation.

Over the next 5–10 years, I plan to scale to a portfolio of rental properties and eventually diversify into syndications.I’m particularly interested in the Lynchburg, VA market and other areas with strong rental demand.What I Bring to the Table:I’ve been saving aggressively, and I’m exploring physician loans to help get started with minimal upfront costs.I’ve done a lot of reading (shoutout to BiggerPockets books!)

That sounds like a great plan!

but, we only know what you posted.hope this helps Hello Nicholas, question on your explanation of a possible seller finance plan for Nate.

Are you planning to rent it out or live in it?

Additionally, the transition process itself could create uncertainty in the market, making long-term planning more difficult.Opportunities for Private Lenders & Alternative FinancingWhile some investors may face challenges, privatization could create opportunities for private lenders and non-bank financing options.

If you plan to invest in Vegas, phoenix or any of the same kind of markets you really need to ignore the general examples given for maintenance, capex and such.