A tenant has no reason to provide liability coverage to the landlord and the rights given to an additional insured.  

No reason to waste your time chasing the former PM around.

My thoughts are, Charleston is saturated for a reason! 

She cited examples of potential beam collapses and 1 million dollar is a reasonable amount of liability to carry.

I’ve found that showing a seller actual repair estimates can sometimes help bring them back to reality, but not all sellers are reasonable.

City water with one main at the street and how will they bill. 

Conventional lending requires tax returns, good FICO and reasonable DTI. 

For this reason, I often recommend setting up separate LLCs for Illinois investments.

I think the main issue here, is not working with a trusted broker. 1 bad review will ruin a small broker shop's reputation.

Without knowing all of your specifics, I'd say that it's only worth holding on to if you can reasonably expect to have some really good appreciation in the near future (like 5 yrs)....Or, in the case where it would run well as a vacation rental, you could switch the usage, maybe?