For example, if you take a $50k loan and then pay it right away you need to wait another 12 months before you can take another $50k loan.2) Even large companies like John Hancock have incorrect or incomplete information all of the time. 

However, I have a large unfinished basement I would like to convert to a 3rd unit.

For a land strategy, going 40 miles out from a large city center and buying plots has always interested me.

I can find the deals through certain websites and other resources, but i hav barely a clue on how to actually pull the comps.

More great news, our market just keeps on delivering. 

Cash flow decreasing on Class A because I don't do large rent increases on my great tenant (maybe slightly under market rent) and large property tax increases. 

Prices a few years ago were based on expectations of (in addition to interest rates staying low): - Then current operating cost assumptions (like insurance cost expectations being flat)- A seeming disregard for record levels of new inventory / supply hitting the market- Extremely high inbound migration expectations which are likely to not be met, due to both natural disasters and the boomerang effect when people from California or the Northeast move to the American South and hate every minute of the humidity, the large and relentless swarm of insects, and the occasional hurricane. 

Quote from @Kimberly Venable: Good morning, I have been a lurker of this website for a while.

What I want is a way to have and trade the stocks and bonds I currently own at a large brokerage in an IRA (as well as ETFs preferably), but held (without paying extra foreign tax) offshore.

For me, personally, having relationships with credit unions has been excellent.