Generate reports to easily see how your properties are performing, all within a user-friendly interface.Peace of Mind with Banking: The FDIC-insured banking features with high-interest rates and physical debit cards are a huge bonus.

That is unless you have a JV or other equity partner who is putting up the funds immediately with no lien, title insurance, etc.

Another pro for a HELOC is not having to meet a HML's requirements for a loan (insurance, draw schedules etc....)

Leave it in your name, get a new insurance policy and call it a day and rent it out

I'm scared of how much my insurance will go up after the LA fires but there is a cap with CA regulations and also being dropped. 

The biggest form of energy production in Tennessee today, nuclear power, simply wouldn't exist without many, many trillions in tax dollars to develop, not to mention the government stepping up to insure and protect the plants, manage and protect the waste for half an eternity, and clean up the trillion dollar mess in case of another disaster.

Also, be sure to notify your insurance company that while you are still living on the property, you also have tenants. 

Regarding insurance adding additional umbrella insurance is great idea. 

- Controlling costs for payroll processing, unemployment charges, workman's comp and liability insurance- Coordinating ServiceTech & tenant schedules for appointments--- There are several industry vendors that focus on just this!

Insurance for sure wouldn’t cover you.Just a thought and I could be completely wrong!