LTRs with long term conventional financing and standard management aren't really cash flowing anywhere right now. sure, there are lower cost markets that look better on paper, but there are costs associated with those supposedly cheap markets as well - deferred maintenance, more challenging tenant base, higher cost turnovers as a percentage of the rent.2. i wouldn't pick a random market thousands of miles away based solely on statistics or numbers. 

Almost impossible to obtain a line of credit7.

This is the first time on their own.

On a boots-on tour, I'd NEVER say "no, stay away, just send me your $ and hope it comes out well" that's shady. 

I wanted to sue them for $27,000 and couldn't find any attorney to take it on.

This could help accelerate how quickly you can payoff your first mortgage while keeping the interest you pay on your heloc at a minimum. 

Now when your agent actually does the release then they send it to the listing agent and its is the listing agents responsibility to forward that doc to the sellers we do this all the time via docu sign or hello sign or whatever on line document system the local MLS uses.. somehow you seem to have this backwards..

I have refinanced (rarely mind you as there are costs that take years to recoup on a refi) and am happy to see equity build as the mortgage shrinks.

Congrats on getting across the finish line! 

I am definitely not casting aspersions on Brian's character, or Praxis!